People in this category may just be getting started financially, and age range is typically 20-40. While you may not have a lot saved up currently, working with us can help you to see what your retirement can look like in the future, and also how to keep your family financially secure with life insurance in the case something should happen to one of the parents. The younger you start to work with a financial planner, the more time you have to work towards a more secure financial future.